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IRA Rates

All rates are subject to change at the Bank's discretion based on current market conditions. These rates are effective July 18, 2014.
IRA RATES (TRADITIONAL, ROTH & EDUCATION)*
  Minimum Opening Deposit Interest
Rate
APY
Annual Percentage Yield
Fixed Rate 12 Month $250 .15% .15%
15 Month
One-time bump up option
$2,500 .25% .25%
18 Month $250 .30% .30%
24 Month $250 .35% .35%
30 Month $250 .50% .50%
36 Month $250 .55% .55%
48 Month $250 .75% .75%
60 Month $250 1.25% 1.26%
5 Year Bump Up $250 1.15% 1.16%
72 Month $250 1.25% 1.26%
**18 Month Floating Rate $250 .30% .30%

* A penalty is imposed for early withdrawal from an IRA.

**Rate changes as Rate on Fixed Rate 18 Month CD changes.