Locations About Us Contact Us
Over 60 Years of being
"Your Own Local Bank"

Internet Banking Log On

You are here

IRA Rates

All rates are subject to change at the Bank's discretion based on current market conditions. These rates are effective February 12, 2014.
IRA RATES (TRADITIONAL, ROTH & EDUCATION)*
  Minimum Opening Deposit Interest
Rate
APY
Annual Percentage Yield
Fixed Rate 12 Month $250 .20% .20%
15 Month
One-time step up option
$2,500 .60% .60%
18 Month $250 .30% .30%
24 Month $250 .45% .45%
30 Month $250 1.05% 1.06%
36 Month $250 .60% .60%
48 Month $250 .80% .80%
60 Month $250 2.03% 2.05%
5 Year Step Up $250 1.93% 1.95%
72 Month $250 2.18% 2.20%
**18 Month Floating Rate $250 .30% .30%

* A penalty is imposed for early withdrawal from an IRA.

**Rate changes as Rate on Fixed Rate 18 Month CD changes.