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  • $50 minimum opening deposit with Direct Deposit
  • Unlimited check writing, no maintenance fee and no minimum monthly balance requirement with Direct Deposit
  • $400 minimum opening deposit without Direct Deposit
  • Unlimited check writing and no maintenance fee unless daily balance falls below $400; then $8 maintenance fee and $0.20 per item fee
  • Free ATM/debit card
  • Free Internet banking
  • Free telephone banking (410-863-7123)
  • Free Bill Pay with E-Statement enrollment